<?xml version="1.0" encoding="UTF-8"?>
<!--
  ⚠️ GENERATED by tools/gen-sitemap.cjs - do NOT hand-edit.
  Routes are derived from firebase.json's marketing rewrites, so a page is listed
  the moment it is routable; each lastmod is the file's real last-changed date
  from git, not a date somebody typed. Deliberate exclusions are named in the
  generator itself, so a forgotten route reads as a diff and an intentional one
  does not.

  Canonical host is https://fffam.app. The apps (app.fffam.app) are invite-only
  and intentionally excluded. HE routes are pre-rendered twins with reciprocal
  hreflang + x-default in their heads; es/pt/it/fr stay client-side with no
  indexed URLs, by decision.

  Regenerate: node tools/gen-sitemap.cjs      Guard: npm run check:sitemap
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <url>
    <loc>https://fffam.app/</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/accessibility</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/biz</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/four-findings</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/grows</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/guide/</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/guide/allowance-by-age</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/he/</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/he/biz</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/he/four-findings</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/he/grows</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/he/guide/</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/he/guide/allowance-by-age</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/he/life</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/life</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/privacy</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/privacy-he</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/science</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/terms</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/terms-he</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/use-cases</loc>
    <lastmod>2026-09-15</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/usecase-fitness-trainer</loc>
    <lastmod>2026-09-09</lastmod>
  </url>

  <url>
    <loc>https://fffam.app/usecase-psychologist</loc>
    <lastmod>2026-09-09</lastmod>
  </url>

</urlset>
