End User License Agreement

FF Family LTD, Company No. 517355863 (Israel). Version 2026-08, effective 2026-08-05 | עברית

PLEASE READ THE FOLLOWING CAREFULLY BEFORE INSTALLING AND/OR USING THE SERVICE (AS DEFINED BELOW).

FF Family has developed and may publish a group of web-based applications for different use cases, including applications for kids’ financial education, managing small businesses, and personal management and personal finance, as well as any other application, platform, feature or functionality that may be published by FF Family from time to time (collectively, the “Service”). By clicking the “accept” or “ok” button, or accessing and/or using the Service or any portion thereof, you expressly acknowledge and agree that you are entering into a legal agreement with FF Family Ltd. (“FF Family”, “we”, “us” or “our”), and have understood and agree to comply with, and be legally bound by, the terms and conditions of this End User License Agreement (“Agreement”). You hereby waive any applicable rights to require an original (non-electronic) signature or delivery or retention of non-electronic records, to the extent not prohibited under applicable law. If you do not agree to be bound by this Agreement please do not access or use the Service or any portion thereof. For purposes of this Agreement, FF Family and you each will be referred to individually as a “Party” and together as the “Parties”.

Except with respect to any part of the Service that is expressly designated by FF Family as intended for children (specifically, Grows’ app), the Service is intended only for individuals aged 18 years or older. If you are under 18 years of age, you may not access or use the Service or any portion thereof other than those portions of the Service expressly designated by FF Family for children. Use of any such child-designated part of the Service by individuals under 18 is permitted only to the extent such use is intended by FF Family and is made with the consent and supervision of a parent or legal guardian, such consent as described herein shall be provided solely by such individual’s parent or legal guardian. In such case, you represent and confirm that you are the parent or legal guardian of such minor and that you are authorized to provide such consent on such minor’s behalf.

Scope. FF Family shall make the Service available to you as a group of web-based applications and related online services provided by FF Family, and the Service shall include: (i) the web applications, websites, dashboards, portals and any associated components made available to you by FF Family, including applications for kids’ financial education, managing small businesses, and personal management and personal finance, as well as any other application or related service that may be published by FF Family from time to time; (ii) the services and features made available or provided to you by FF Family in connection with the Service; and (iii) the content, text, documents, descriptions, products, graphics, photos, sounds, videos, interactive features, and the trademarks, service marks and logos (“Marks”), contained in or made available through the Service. During the Term, FF Family will provide you with reasonable assistance, support, consulting and training services for the Service via telephone or email, to answer any questions or concerns relating to the Service. In the event you need to execute a privacy-related document with FF Family, you may submit a request to support@fffam.app. You acknowledge and agree that the Service, including any pre-release, beta, trial or preview features and functionality, may be discontinued, amended, updated or modified by FF Family, in whole or in part, and FF Family may add or remove any features or functionality of the Service at any time, in its sole discretion, and without any obligation or liability to you.
Subscription. Subject to your compliance with this Agreement, and payment of applicable fees, if any, FF Family shall grant you a limited, non-exclusive, non-transferable, non-sublicensable right to access and use the Service, or any portion thereof made available under the package selected by you, during the Term, solely for your personal use and solely in accordance with the package selected by you at the time of registration or subscription (“Package”). Your right to use the Service is limited to the features, scope of use, user limits, usage caps and any other terms or limitations applicable to your Package, as may be presented to you in the applicable checkout flow, registration flow, subscription confirmation, pricing page or other terms made available by FF Family in connection with such Package, as updated from time to time in accordance with this Agreement. Unless expressly stated otherwise in the terms of the applicable Package, the Package shall automatically renew upon expiration of the then-current Term unless you cancel the Package at least 14 days prior to such expiration. Any references herein to end users shall only apply to the extent applicable.

Any change by you from your current Package to a higher-tier or upgraded Package shall take effect immediately upon such change. Any change by you from your current Package to a lower-tier or downgraded Package shall take effect as of the first day of the next calendar month following the date on which such change is made.

Restriction on Use. You must not, and shall not allow any third party to: (i) give, sell, rent, lease, timeshare, sublicense, disclose, publish, assign, market, transfer or distribute the Service or any portion thereof to any third party, or use the Service or any portion thereof in any service bureau arrangement; (ii) circumvent, disable or otherwise interfere with security-related features of the Service or any portion thereof or features that prevent or restrict use or copying of any content or that enforce limitations on use of the Service; (iii) reverse engineer, decompile or disassemble the Service or any portion thereof or any components thereof, except to the extent such restriction is prohibited by applicable law; (iv) modify, translate, patch, alter, change or create any derivative works of the Service, or any part thereof; (v) use any robot, spider, scraper, or other automated means to access the Service or any portion thereof for any purpose; (vi) take any action that imposes or may impose (at FF Family’s sole discretion) an unreasonable or disproportionately large load on FF Family’s infrastructure; (vii) interfere or attempt to interfere with the integrity or proper working of the Service or any portion thereof, or any related activities; (viii) remove, deface, obscure or alter FF Family’s or any third party’s copyright notices, trademarks or other proprietary rights affixed to or provided as part of the Service, or use or display logos of the Service differing from FF Family’s own without FF Family’s prior written approval; (ix) use the Service or any portion thereof to develop a competing service or product; (x) use the Service or any portion thereof to send unsolicited or unauthorized commercial communications; and/or (xi) use the Service or any portion thereof in any unlawful manner or in breach of this Agreement.
Account. In order to use certain features of the Service or any portion thereof, you may be required to create an account (“Account”). You must not allow anyone else to access and use the Service or any portion thereof through your Account except as expressly permitted by FF Family. You acknowledge and agree: (i) to comply with any applicable device, installation, usage or account limits notified by FF Family; (ii) to provide accurate and complete Account and login information; (iii) to keep all Account login details and passwords secure at all times; (iv) to remain solely responsible and liable for the activity that occurs in connection with the Account; (v) that login details are personal to you and may not be shared unless expressly permitted by FF Family; and (vi) to promptly notify FF Family in writing if you become aware of any unauthorized access to or use of the Account or the Service or any portion thereof. You may cancel the Account at any time by sending a cancellation request to support@fffam.app, provided that cancellation of the Account shall not by itself entitle you to any refund except as expressly set out in this Agreement or required by applicable law.
Free Trial Period. FF Family may offer free trial access, promotional credits, free usage periods, or other promotional access models for the Service or any portion thereof, in each case as determined by FF Family from time to time. You acknowledge and agree that this Agreement is applicable and binding upon you during any such free or promotional access period and that FF Family: (a) does not make any commitments in connection with the Service or any portion thereof during such period, and any of the representations, warranties or other obligations of FF Family hereunder shall not apply; and (b) may send you, subject to your opting out, communications and other notices about the Service to your email address. FF Family reserves the right to modify, cancel and/or limit any such free or promotional offer at any time. In any event, any paid access following a free or promotional period shall be subject to the applicable Package terms or other applicable pricing terms.
Fee. The fees, if any, payable by you in consideration for the right to access and use the Service are described in the applicable Package terms.
Ownership

Title and full exclusive ownership rights in and to the Service (and all parts thereof, including any related documentation), including all content and materials made available through the Service, such as text, information, documents, descriptions, products, software, graphics, photos, sounds, videos, interactive features, educational materials, and other informational or instructional content, as well as the Marks, and all reproductions, corrections, modifications, enhancements, improvements, updates and upgrades thereof, and all related patent rights, copyrights, trade secrets, trademarks, service marks and related goodwill, including data related to your usage thereof, and FF Family’s intellectual property, and any rights therein not explicitly granted to you hereunder, are reserved to and shall remain solely and exclusively proprietary to FF Family (or its third party licensors). To the extent the Service enables the generation, display or provision of any analyses, summaries, insights, recommendations, reports, responses or other outputs through the Service (“Outputs”), such Outputs shall, as between you and FF Family, be deemed part of the Service and/or FF Family’s proprietary materials, excluding only content that you submit, upload or provide to the Service and that is incorporated into such Outputs. Except as expressly provided herein, nothing herein shall be deemed as granting either Party any rights and/or licenses in and/or to the other Party’s intellectual property rights.
During the Term, it is anticipated that you will provide suggestions, comments or other feedback to FF Family regarding its Service, technology and business, including but not limited to, new features, functionality, techniques or business methods (“Feedback”). You may also advise FF Family with regards to the definition of an ideal set of features for the Service, which will be valuable for you, by describing the most important needs, problems and common practices, and all of the foregoing shall also be considered as Feedback. Feedback will not create any confidentiality obligation for FF Family and shall be deemed the sole property of, and the Confidential Information of, FF Family. Without derogating from the above, FF Family will be free to adopt such Feedback for any of its Service technology and business, use it in any other manner, disclose, reproduce, license or otherwise distribute and exploit the Feedback provided to it as it sees fit, entirely without obligation or restriction of any kind on account of intellectual property rights or otherwise. FF Family, at its discretion, may invest resources in incorporating such Feedback within the Service, and may submit such functionalities for your use and additional Feedback. FF Family will make commercially reasonable efforts to address your needs but will ultimately decide (in its sole discretion) which Feedback to integrate and which not. You hereby waive any right to the Feedback, including but limited to, any right for royalties or any other consideration. Furthermore, you hereby undertake not to disclose to FF Family any confidential information or proprietary information of any third party.

Confidentiality

You agree that all information disclosed to you by FF Family or which is learnt by you by virtue of receiving the Services, whether in oral form, visual form or in writing, including but not limited to, all protocols, specifications, formulas, prototypes and any and all records, data, ideas, methods, techniques, processes and projections, plans, marketing information, business plans, projects, pricing, customers and customer information, materials, financial statements, memoranda, analyses, notes, legal documents, and other data and information (in whatever form), as well as test results, processes, know-how, improvements, inventions, techniques, patents (whether pending or duly registered) and any know-how related thereto, relating to FF Family, FF Family’s intellectual property, third party confidential information, and the terms and conditions of this Agreement, will be considered and referred to collectively as “Confidential Information”.
You agree that neither you nor anyone on your behalf shall use Confidential Information for your own, or any third party’s benefit. You shall keep in confidence and trust all Confidential Information and shall not, directly or indirectly, disclose, publish or disseminate Confidential Information to any third party.
Without derogating from the generality of the foregoing, you agree as follows:

Not to copy, transmit, reproduce, summarize, quote, publish and/or make any commercial or other use whatsoever of the Confidential Information, or any part thereof.
To exercise the highest degree of care in safeguarding any Confidential Information that may be furnished to you against loss, theft or other inadvertent disclosure and/or dissemination and to take all steps necessary to prevent any unauthorized use, disclosure, publication or dissemination of Confidential Information.
That all Confidential Information, and any derivatives thereof, is and shall remain the property of FF Family, and no license or other rights to Confidential Information is granted or implied hereby to have been granted to you, now or in the future.

Upon termination of this Agreement and/or as otherwise requested by FF Family, you shall promptly deliver to FF Family all Confidential Information and any and all copies thereof, in whatever form, that had been furnished to you, prepared by you and/or came to your possession in any manner whatsoever, during and in the course of your performance of this Agreement, and shall not retain and/or make copies thereof in whatever form.

Third Party Sources, Third Party Content and Messages

The Service may enable you to view, access, link to and use content from Third Party Sources (as defined below) that are not owned or controlled by FF Family (“Third Party Content”). The Service may also enable you to communicate and interact with Third Party Sources. “Third Party Source(s)” means: (i) third party websites, applications, platforms and services; and (ii) FF Family’s partners and customers.
FF Family is not affiliated with, and has no control over, any Third Party Sources. FF Family does not assume any responsibility for the content, terms of use, privacy policies, actions or practices of any Third Party Sources. You should read the applicable terms of use and privacy policy of any Third Party Source with which you interact before engaging in any such activity.
FF Family is not responsible for, and expressly disclaims all warranties regarding, the accuracy, appropriateness, usefulness, safety or intellectual property rights of, or relating to, any Third Party Content.
FF Family does not endorse any advertising, promotions, campaigns, products, services or other materials that are included in any Third Party Content or that are communicated to you by or from any Third Party Source.
By using the Service, you may be exposed to Third Party Content that is inaccurate, offensive, indecent or otherwise objectionable. You may choose whether or not to interact with any Third Party Source or to view or use any Third Party Content. Your interaction with any Third Party Source, and your use of and reliance upon any Third Party Content, are at your sole discretion and risk.
You are solely responsible and liable for your interaction with any Third Party Source. To the fullest extent permitted by applicable law, you agree to waive, and hereby waive, any legal or equitable rights or remedies you may have against FF Family, and release FF Family from any and all liability, arising from your use of, or interaction with, any Third Party Content and from your interaction with any Third Party Source. If you have any question, claim or complaint regarding any Third Party Source or any Third Party Content, you agree to contact the relevant Third Party Source directly.
The Service may permit you to send messages to a Third Party Source or to other users of the Service (“Messages”). You are solely responsible for your Messages and the consequences of sending them, and you agree to hold harmless, and expressly release, FF Family from any and all liability arising from your Messages. You grant FF Family a worldwide, non-exclusive, royalty-free license to use, store and reproduce your Messages solely for the limited purpose of facilitating their transmission to your designated recipients, including through the use of tools, software or services of third party service providers. You represent and warrant that you own or have all necessary rights and permissions to use all intellectual property rights in and to your Messages and to grant the foregoing license to FF Family.

Representations; Warranty Disclaimer

FF FAMILY REPRESENTS AND WARRANTS TO YOU THAT: (A) IT HAS THE RIGHT TO GRANT YOU TEMPORARY USE OF THE SERVICES AS PROVIDED IN THIS AGREEMENT; (B) TO ITS KNOWLEDGE, AT THE TIME OF DELIVERY THE SERVICE DOES NOT CONTAIN ANY COMPUTER CODE WHICH COULD DISRUPT, DISABLE, HARM, OR OTHERWISE IMPEDE IN ANY MANNER THE OPERATION OF THE SOFTWARE, FIRMWARE, HARDWARE, COMPUTER SYSTEM OR NETWORK OF YOU; (C) TO ITS KNOWLEDGE, THE SERVICES ARE PRODUCED AND PROVIDED IN CONFORMITY WITH ALL APPLICABLE LAWS. EXCEPT FOR THE FOREGOING, FF FAMILY MAKES NO OTHER WARRANTY AND THE SERVICES ARE PROVIDED SOLELY ON AN “AS-IS” BASIS.
THE FOREGOING WARRANTY IS NON-TRANSFERABLE AND IS PROVIDED IN LIEU OF, AND FF FAMILY AND ITS LICENSORS DISCLAIM, ALL OTHER WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR INTENDED OR PARTICULAR PURPOSE. FF FAMILY DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR FREE.
FF FAMILY DOES NOT OFFER A WARRANTY OR MAKE ANY REPRESENTATION REGARDING ANY CONTENT, INFORMATION, OR RESULTS THAT YOU OBTAIN THROUGH THE SERVICE. WITHOUT LIMITING THE FOREGOING, FF FAMILY IS NOT A FINANCIAL ADVISOR, INVESTMENT ADVISOR, BROKER, ACCOUNTANT, TAX ADVISOR, ATTORNEY, PSYCHOLOGIST, THERAPIST, COUNSELOR OR OTHER LICENSED PROFESSIONAL, AND THE SERVICE DOES NOT PROVIDE FINANCIAL, INVESTMENT, LEGAL, TAX, ACCOUNTING, MENTAL HEALTH, MEDICAL OR OTHER PROFESSIONAL ADVICE, DIAGNOSIS, TREATMENT OR RECOMMENDATIONS. ANY CONTENT, INFORMATION, INSIGHTS, TOOLS, OUTPUTS, EDUCATIONAL MATERIALS OR SUGGESTIONS MADE AVAILABLE THROUGH THE SERVICE ARE PROVIDED FOR GENERAL INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY, DO NOT CONSTITUTE PROFESSIONAL ADVICE, AND ARE NOT A SUBSTITUTE FOR CONSULTING A QUALIFIED PROFESSIONAL WHO IS FAMILIAR WITH YOUR SPECIFIC CIRCUMSTANCES. YOU ARE SOLELY RESPONSIBLE FOR EVALUATING ANY SUCH CONTENT OR INFORMATION AND FOR ANY DECISIONS OR ACTIONS YOU TAKE IN RELIANCE ON THE SERVICE. YOUR USE OF AND RELIANCE UPON THE SERVICE CONTENT, ANY OUTPUT AND ITS DATA IS ENTIRELY AT YOUR SOLE DISCRETION AND RISK, AND FF FAMILY SHALL HAVE NO RESPONSIBILITY OR LIABILITY WHATSOEVER TO YOU IN CONNECTION WITH ANY OF THE FOREGOING. YOU AGREE THAT FF FAMILY WILL NOT BE HELD RESPONSIBLE FOR ANY CONSEQUENCES THAT MAY RESULT FROM TECHNICAL PROBLEMS, INCLUDING WITHOUT LIMITATION, IN CONNECTION WITH THE INTERNET (SUCH AS SLOW CONNECTIONS, TRAFFIC CONGESTION OR OVERLOAD OF OUR OR OTHER SERVERS) OR ANY TELECOMMUNICATIONS OR INTERNET PROVIDERS.
YOU ACKNOWLEDGE THAT THE SERVICE MAY INCLUDE FEATURES THAT ARE IN A “BETA” OR OTHER PRE-RELEASE STAGE OF DEVELOPMENT, AND THEREFORE, NOT ALL FEATURES MAY BE FULLY IMPLEMENTED OR REFINED. THERE MAY BE UNRESOLVED BUGS, INTERRUPTIONS AND OTHER FAILURES AND ERRORS IN THE PERFORMANCE AND OPERATION OF THE SERVICE AND FF FAMILY MAY NOT OFFER TECHNICAL SUPPORT FOR THESE ISSUES.

Limitation of Liability. NOTWITHSTANDING ANY PROVISION OF THIS AGREEMENT TO THE CONTRARY, FF FAMILY WILL HAVE NO LIABILITY TO YOU FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE DAMAGES, LOST BUSINESS PROFITS OR ANY LOSS, DAMAGE OR DESTRUCTION OF DATA, ARISING IN CONNECTION WITH THIS AGREEMENT, WHETHER SUCH LIABILITY IS BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), BREACH OF WARRANTY OR OTHERWISE. THIS EXCLUSION SHALL APPLY EVEN IF FF FAMILY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN ANY EVENT, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FF FAMILY’S AGGREGATE LIABILITY UNDER OR IN CONNECTION WITH THIS AGREEMENT SHALL NOT EXCEED THE AMOUNT ACTUALLY PAID BY YOU TO FF FAMILY HEREUNDER.
Relationship of Parties. FF Family and you are independent contractors. Neither Party may create any obligations on or bind the other to any contract, agreement or undertaking with any third party. Nothing in this Agreement will be construed to create a partnership, joint venture, employment, or agency relationship between the Parties. Neither Party shall be deemed as an employee, agent or common law employee of the other Party for any reason and/or purpose.
No Conflicts. Each Party represents that its compliance with the terms of this Agreement and performance of its duties hereunder will not violate any duty which such Party may have to any other person or entity, and each Party agrees that it will not do anything in the performance of its duties hereunder that would violate any such duty.
Term and Termination. This Agreement shall remain in effect during the Term, as indicated under the applicable Package terms. We reserve the right, at any time, to: (i) discontinue or modify the Service or any aspect or portion thereof; and/or (ii) terminate this Agreement and your use of the Service or any portion thereof with or without cause and shall not be liable to you or any third party for any of the foregoing. Either Party may terminate this Agreement at any time, if the other Party is in material breach with respect to any provision of this Agreement and such breach continues uncured for a period of 30 days after receipt of written notice thereof from the non-breaching Party. In addition, you are entitled not to renew your Package at any time by sending an email to support@fffam.app and any such termination shall be subject to the terms of your Package. For the avoidance of doubt, and unless expressly stated otherwise in the terms of the applicable Package, no pro rata refund shall be due or payable in the event of any early termination of this Agreement by you for convenience, except to the extent that a refund is required under applicable law. At the expiration of the Term, you shall no longer be entitled to receive the Service or any portion thereof from FF Family and the warranties under this Agreement shall expire. Any provision of this Agreement that by its nature should survive termination or expiration of this Agreement, including any provision relating to intellectual property, confidentiality, disclaimers, limitations of liability, accrued payment obligations, and dispute resolution, will survive termination or expiration of this Agreement and continue in full force and effect for the period set forth therein, or if no period is set forth therein, indefinitely.
General. This Agreement, including any exhibits and schedules hereto, constitute the sole agreement of the Parties and supersedes all oral negotiations and prior writings with respect to the subject matter hereof. You may not assign, transfer, delegate or otherwise convey this Agreement or any of your rights or obligations hereunder, whether by operation of law or otherwise, without our prior written consent. We may assign, transfer, delegate and/or otherwise convey this Agreement, in whole or in part, at our sole discretion. We reserve the right to modify this Agreement at any time by sending you a notification and/or publishing the revised Agreement on the Service. Such change will be effective 10 days following the foregoing notification thereof, and your continued use of the Service thereafter means that you accept those changes. The validity, interpretation, construction and performance of this Agreement shall be governed by the laws of the State of Israel, without giving effect to the principles of conflict of laws. Any dispute arising under or in relation to this Agreement shall be resolved exclusively in the courts of the Tel Aviv District, Israel, and each of the Parties hereby irrevocably submits to the exclusive jurisdiction of such court. This Agreement may be executed in counterparts, each of which shall be deemed an original, but all of which together will constitute one and the same instrument.

Last updated – August 2026