Guides

Family money, in plain language

Practical writing on the questions parents actually ask. No tables somebody invented, and no advice about where to put your money.

Using the apps together

Setting up your child in FF Grows · How a parent creates a child's FF Grows account from FF Life, what the child needs to sign in, and what you see from your side.
An allowance that shows up in your child's app · How to set up a recurring allowance from FF Life, what your child sees in FF Grows on the day, and how it appears in your own budget.
Boxes, deposits and loans with your child · How your child asks for a box, a deposit, an IOU or a loan in FF Grows, how you set the terms and answer from FF Life, and what each one means.

Allowance by age: how much, how often, and how to start · choosing the rhythm, setting the amount without copying anyone, and what to do when the money runs out mid-month.

How to talk to kids about money without handing them the worry · Four wording swaps that lower the tension in money conversations at home, what the research actually shows, and what to say when the month really is tight.
Kids and money habits: what the research actually says, and what it doesn't · Four research findings on financial education for children and teens, what each one says and doesn't, and how to use them at home without a formula.

A family with a small business: how to separate business money from home money · How a family with a small business keeps business money and home money apart: three places, one fixed bridge, and twenty minutes a month together.

FF Family is three connected apps for a household's money: Grows for children, Life for adults, and Business for small business owners.